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	<title>Home Smart Realty New Jersey</title>
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	<link>http://homesmartnj.com</link>
	<description>We specialize in dealing with your real estate problems</description>
	<pubDate>Fri, 19 Feb 2010 02:53:54 +0000</pubDate>
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		<title>271 Lafayette Ave Lyndhurst</title>
		<link>http://homesmartnj.com/271-lafayette-ave-lyndhurst</link>
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		<pubDate>Thu, 26 Feb 2009 22:52:32 +0000</pubDate>
		<dc:creator>HomeSmart</dc:creator>
		
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		<category><![CDATA[lyndhurst]]></category>

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		<title>1421 John St Fort Lee</title>
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		<pubDate>Thu, 26 Feb 2009 22:41:53 +0000</pubDate>
		<dc:creator>HomeSmart</dc:creator>
		
		<category><![CDATA[Sold Properties]]></category>

		<category><![CDATA[fort lee]]></category>

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		<title>166 Terrace Ave Lodi</title>
		<link>http://homesmartnj.com/166-terrace-ave-lodi</link>
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		<pubDate>Thu, 26 Feb 2009 22:35:28 +0000</pubDate>
		<dc:creator>HomeSmart</dc:creator>
		
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		<title>1512 Palisade Ave Fort Lee</title>
		<link>http://homesmartnj.com/1512-palisade-ave-fort-lee</link>
		<comments>http://homesmartnj.com/1512-palisade-ave-fort-lee#comments</comments>
		<pubDate>Thu, 26 Feb 2009 21:23:10 +0000</pubDate>
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		<category><![CDATA[Properties]]></category>

		<category><![CDATA[fort lee]]></category>

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		<title>193 Long Hill Rd Oakland</title>
		<link>http://homesmartnj.com/193-long-hill-rd-oakland</link>
		<comments>http://homesmartnj.com/193-long-hill-rd-oakland#comments</comments>
		<pubDate>Thu, 26 Feb 2009 20:58:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Properties]]></category>

		<category><![CDATA[oakland]]></category>

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		<title>925 Main St #10 Hackensack</title>
		<link>http://homesmartnj.com/925-main-10-hackensack</link>
		<comments>http://homesmartnj.com/925-main-10-hackensack#comments</comments>
		<pubDate>Thu, 26 Feb 2009 20:43:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[Previously Listed in 2007 for $290,000 and we are now asking $199,000.
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			<content:encoded><![CDATA[<p>Previously Listed in 2007 for $290,000 and we are now asking $199,000.</p>
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		<title>Do you have a plan?</title>
		<link>http://homesmartnj.com/do-you-have-a-plan</link>
		<comments>http://homesmartnj.com/do-you-have-a-plan#comments</comments>
		<pubDate>Wed, 25 Feb 2009 05:25:14 +0000</pubDate>
		<dc:creator>HomeSmart</dc:creator>
		
		<category><![CDATA[Articles]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[sell home]]></category>

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		<description><![CDATA[We understand that you know what you want to do, but do you have a plan that covers all of the angles in case things do not go as planned? Being prepared for every situation is an important step and it will ensure that you are ready for whatever happens.
The first thing you probably tried [...]]]></description>
			<content:encoded><![CDATA[<p>We understand that you know what you want to do, but do you have a plan that covers all of the angles in case things do not go as planned? Being prepared for every situation is an important step and it will ensure that you are ready for whatever happens.</p>
<p>The first thing you probably tried to do was sell your house to move on. The problem with that is now the market is falling, and is likely to continue to fall for the next few years. With usually little or no equity this leaves you in a tough situation to sell, and in some cases you are going to owe more than the house is worth.</p>
<p><strong>What is Your Alternate Plan?</strong></p>
<p>Most people <strong>do not</strong> have an alternate plan and they are just kind of hoping for the best. There are <strong>always </strong>other options when it comes to making a real estate sale.</p>
<p>Home Smart Realty works with you to find the best possible solution while at the same time taking care of your needs. Everyone&#8217;s needs are different so every deal is handled individually to try and make those needs a reality.</p>
<p>Home Smart Realty focuses specifically on foreclosures and short sale situations. You can be assured that your case will not be lost or put on the back-burner due to hardship, title or money complexities like you may have experienced with traditional brokers.</p>
<p>If you are trying to sell in this market then you need to have an alternate plan!</p>
<h3><a title="Get Started Now" href="http://homesmartnj.com/contact-us">Create an Alternate Plan to Sell with Home Smart Now</a></h3>
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		<title>Get the best work out possible for your situation</title>
		<link>http://homesmartnj.com/short-sale-work-out</link>
		<comments>http://homesmartnj.com/short-sale-work-out#comments</comments>
		<pubDate>Tue, 24 Feb 2009 23:45:30 +0000</pubDate>
		<dc:creator>HomeSmart</dc:creator>
		
		<category><![CDATA[Articles]]></category>

		<category><![CDATA[loss mitigation]]></category>

		<category><![CDATA[work out]]></category>

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		<description><![CDATA[Short Sales are becoming more and more common these days due to the declining values we see in todays markets. Many people may think this is a new process, but in reality short sales have been going on since the beginning of real estate.
A short sale happens when the amount owed on the property is [...]]]></description>
			<content:encoded><![CDATA[<p>Short Sales are becoming more and more common these days due to the declining values we see in todays markets. Many people may think this is a new process, but in reality short sales have been going on since the beginning of real estate.</p>
<p>A short sale happens when the amount owed on the property is equal or greater than the value of the property. When this happens, it is almost impossible to sell the property and in many cases a short sale can be performed to create a sale opportunity.</p>
<p>It is a simple process, but it needs to be performed with careful attention. As with most aspects of real estate, you will need to have a good negotiator and real estate professional on your side. Many professionals will say they know how to work a short sale, but when it comes down to taking care of <strong>your needs</strong> while completing the short sale you may fall to the bottom of the pile due to bigger commissions on other deals. This is why it is important to deal with companies that specialize in the <strong>short sale</strong> and <strong>foreclosure </strong>property business only.</p>
<h3>Learn more about how a short sale may help you.</h3>

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